Tomato, Mortgage Lifter Heirloom Seeds, 400mg

Solanum lycopersicum

Regular price $3.95
Regular price Sale price $3.95
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Tomato, Mortgage Lifter Heirloom Seeds, 400mg

Solanum lycopersicum

Regular price $3.95
Regular price Sale price $3.95
Sale Sold out

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Product Information Chevron Down Chevron Forward

The Mortgage Lifter Tomato is an indeterminate beefsteak tomato variety with pinkish-red flesh.

Each tomato weighs around two and a half pounds and is meaty with very few seeds. Mortgage Lifter Heirloom Tomatoes offer a sweet, succulent taste that captures the essence of summer.

Fun Fact: This heirloom tomato variety gets its name from a man who cultivated this unique variety and sold enough plants for $1 to pay off his mortgage during the Great Depression!

Sku: 4167

Common Name: Tomato

Botanical Name: Solanum lycopersicum

Growing Information Chevron Down Chevron Forward
Safe for bees

Safe
for Bees

Good For Pollinators

Good For Pollinators

Grows best In

Grows
Best In:

Full Sun

Germination

Days to
Germination:

7 - 14 Days

Maturity

Days to
Maturity:

80 - 85 Days

Container

Best
Container Size:

18"+

Height

Growing Height:

12 - 120"

water Needs

Water
Needs:

Moist (2 in / week)

Plant Lifecycle

Plant
Lifecycle:

Annual

Plant Type

Plant Type:

Vegetable

Harvest/Bloom Season

Harvest/Bloom
Season:

Spring|Summer|Fall

Growing Season

Growing
Season:

Summer|Fall

Key Features Chevron Down Chevron Forward

Characteristics: Attracts bees and pollinators

Color: Red

Fill Weight (grams): 400 mg

Approximate Seed Count: 90 - 110

Flavor: Rich and sweet.

Preparation Ideas: Ideal for using in sauce.

Landscape Use: Edible Garden

Growth Type: Indeterminate

Package Dimensions: 3.25 x 4.5"

Instructions Chevron Down Chevron Forward

Start seed indoors in a sunny location 6-8 weeks prior to warm weather. Transplant outdoors in full sun when seedlings display 4-6 leaves and weather is warm. Seed can be sown directly into garden when soil is warm. Tomatoes cannot tolerate frost.

Planting Depth: 0.25 "

Seed Spacing: Sow your Mortgage Lifter Tomato Heirloom seeds roughly 18" apart in rows, keeping rows approximately 3' apart.

Nutrient Care Instructions: Apply SUPERthrive once per week. Soak in solution of 1/4 tsp per gal for 15 min. or longer depending on size and type.

Suggestions Chevron Down Chevron Forward

To keep fruit clean and easier to pick, support with stakes or cages. Tomatoes require at least an inch of water per week.

Harvest Recipes Chevron Down Chevron Forward

Check out our blog for delicious recipes!


Try our Home Grown Tomato Bruschetta!


Try our Garden Fresh Salad!


Try our Stuffed Peppers Recipe!

Shipping Chevron Down Chevron Forward

Free shipping is available on all orders over $35. Orders under $35 have a standard shipping rate of $7.99, but for a limited time, seed-only orders ship for just $2.99—a $5 discount automatically applied at checkout. Most orders are shipped within 2 business days of purchase. However, home décor and embroidered items may take 2–7 business days to ship, depending on the day of the week your order is placed. For more details, please click here to review our Shipping & Returns Policy .

At Ferry Morse, we are proud of our non-GMO & guaranteed fresh seeds.

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FAQs

Seed Starting

What seed starting supplies does Ferry Morse offer?

Ferry-Morse offers a comprehensive selection of seed-starting supplies with a product range that includes:

  • Grow lights: Lighting systems that supply the light spectrum required for healthy seedling development indoors.
  • Heat mat: Device that provides consistent warmth to promote faster and more reliable seed germination.
  • Kits: All-in-one seed-starting setups that provide the necessary components for seed germination and seedling growth.
  • Mixes: Specially formulated, sterile soils that offer optimal seed germination and favorable early growth conditions.
  • Plant markers: Tools to label and keep track of different seed varieties during the germination process.
  • Trays: Durable, flat containers designed to hold soil, seeds, and moisture, facilitating organized planting and easy transplantation.

Visit the seed starting collection to learn more.

What is peat moss?

Peat moss is a natural material harvested from wetlands known as bogs or peatlands. It originates from the partially decomposed remains of Sphagnum moss and other plants. Gardeners often use peat moss to improve soil quality and to provide a sterile medium for starting seeds.

How do peat moss products help in seed starting?

Peat products offer several advantages for starting seeds:

Water retention:Peat moss can hold up to 20 times its weight in water, keeping seeds moist and helping them to germinate.
Soil aeration:Peat moss improves soil structure, allowing roots to access air and nutrients more effectively.
Sterile medium:Peat moss provides a clean environment for seed starting because it is free from weeds, pollutants, and pathogens.

How do I use peat pellets?

Peat pellets are a convenient option for starting seeds. Here’s a quick guide:

  • Hydrate the pellets: Place the pellets in a tray, add warm water, and let them expand for a few minutes.
  • Plant the seeds: Make an indentation in each expanded pellet and plant seeds at the recommended depth.
  • Maintain moisture: Check daily and keep the pellets moist but not waterlogged.
  • Thin seedlings: Once seedlings have a few true leaves, thin them by snipping weaker ones.
  •  Harden off seedlings: Gradually acclimate them to outdoor conditions over a week.
  • Transplant: When ready, plant pellets directly into the garden or larger containers.
How do I use peat pots and strips?

Peat pots and strips are great for starting seeds. Here’s how to use them effectively:

  • Fill with seed-starting mix: Leave 1/4 inch from the top.
  • Moisten the soil: Lightly dampen the mix before planting.
  • Plant the seeds: Seed depth is generally on the packet; cover lightly.
  • Water gently: Use a spray bottle to avoid disturbing seeds.
  • Label the pots: Mark the type of seed and date planted.
  • Provide light: Ensure 12-14 hours of light daily.
  • Maintain moisture: Keep soil consistently moist, checking daily.
  • Thin seedlings: Snip weaker seedlings at the soil line as needed.
  • Harden off: Gradually acclimate seedlings to outdoor conditions over a week.
  • Plant peat pots: Transplant directly into the garden; the pots will decompose.
What is coco coir?

Coco coir is a natural fiber derived from coconut husks. It is widely used in gardening as a soil amendment orgrowing mediumdue to its excellent water retention, aeration, and sustainability.

How do I use coco coir pellets?

To prepare coco coir seed starting pellets, first pour 6 cups of lukewarm water into the bag containing the pellets. Let them sit for 3 to 4 minutes to absorb the water. Once they’ve soaked, gently mash the pellets to create a light, fluffy mixture, which will expand fully in just a few minutes. You can then use this mixture in your seed-starting pots and strips. The coco coir is excellent for fostering healthy root growth, creating a nurturing environment for your seeds.

What are the benefits of using coco coir?

Coco coir is a renewable resource that provides several benefits, including:

Sustainability:Coco coir is produced from coconut husks, making it environmentally friendly.

pH neutrality:Coco coir has a nearly neutral pH, which minimizes the need for pH adjustments in soil.

Improved water retention:Coco coir's ability to retain moisture ensures good drainage while promoting healthy root growth.

What is the difference between coco coir and peat moss?

Coco coir and peat moss are both popular seed-starting mediums, but they differ in several ways:
Origin:Coco coir is made from coconut husks, while peat moss comes from decomposed organic materials in peat bogs.
pH levels:Coco coir has a neutral to slightly acidic pH (5.5-6.5), while peat moss is more acidic (3.5-4.5) and may need lime for certain plants.
Water retention and aeration:Coco coir offers excellent water retention and aeration, while peat moss retains water well but can compact over time.
Longevity:Coco coir lasts longer and can be reused; peat moss breaks down faster and is usually single-use.

How do I get my seeds to germinate?

Following these steps will help you achieve successful germination:

  • Choose high-quality seeds: Use fresh seeds from a reputable source. (Like ours!)
  • Use sterile seed-starting mix: Ensures good drainage and reduces disease risk.
  • Moisten the soil: Lightly moisten the mix before planting.
  • Plant at the right depth: Refer to the seed packet for depth.
  • Maintain optimal temperature: Keep soil between 70-85°F (21-29°C).
  • Provide adequate light: Use grow lights for 12-16 hours daily.
  • Keep soil moist: Mist regularly to keep it evenly moist.
  • Ensure air circulation: Use a small fan to prevent mold.
  • Be patient: Germination can take days to weeks, depending on the seed.
What is the purpose of a heat mat?

The purpose of a heat mat is to provide consistent, gentle heat to the soil, which aids in seed germination and the growth of young plants. Heat mats create a warm environment that speeds up the germination process by keeping the soil at an optimal temperature, typically between 70-85°F (21-29°C). This can lead to quicker and more uniform sprouting, making it an essential tool for gardeners starting seeds indoors or in cooler conditions.

Should I use a mini-greenhouse kit?

A mini greenhousekitcan be useful in the following situations:
Starting seedlings indoors:Provides a controlled environment for early seed planting.
Creating a microclimate:Offers favorable conditions for seedlings needing high humidity or warmth.

How do I care for seedlings after they have sprouted?

After seedlings sprout, move them to a sunny spot or use grow lights for 12-14 hours daily. Keep soil moist but not waterlogged, and use a sterile soil mix to prevent diseases. Thin overcrowded seedlings and start fertilizing once true leaves appear. Maintain temperatures between 70-80°F (21-26°C). Harden off seedlings before transplanting outdoors.

When should I use a grow light?

You should use a grow light when you're growing plants indoors and natural sunlight isn't sufficient. Here are some specific scenarios:

Starting seedlings indoors:Grow lights are essential for seed starting, especially during the shorter days of winter. They help seedlings grow strong and healthy.

Supplementing light for houseplants:If your home lacks bright windows or other plants are blocking sunlight, grow lights can provide the extra light needed for your houseplants to thrive.

Growing herbs and vegetables indoors:Grow lights can help you grow herbs and vegetables indoors, ensuring they get enough light for photosynthesis.

Boosting growth of indoor plants:If your indoor plants aren't growing as well as they should, adding a grow light can give them the extra boost they need. Remember to place the grow lights close enough to the plants (about 6-12 inches) and set them on a timer to mimic natural daylight cycles (12-14 hours of light per day).

What's the difference between grow lights?

Ferry-Morse offers a range of grow lights. Here's a comparison of the key features:

Indoor Grow Light Fixture with T5 Bulb-  This fixture includes a 24-watt T5 bulb that emits a 6400K full daylight spectrum, delivering 1,100 lumens with an estimated lifespan of 10,000 hours. The setup comes with a stand, making it suitable for seed starting and young plant growth.

Modern Indoor Bamboo LED Growhouse- This eco-friendly growhouse is constructed from renewable bamboo and features adjustable LED lighting to create optimal growing conditions. Its design makes it suitable for indoor plant cultivation.

Undershelf Versatile Indoor LED Grow Light- This versatileLED grow lightcan be hung or mounted under shelves or cabinets. It includes a timer with three intervals and four light intensity settings, offering flexibility for various plant growth stages. Dimensions are 15.75" L x 6" W x 0.75" H, with a lifespan of 50,000 hours.

T5 Grow Light Replacement Bulb- Designed as a replacement for existing T5 fixtures, this 24-watt bulb provides a 6400K full daylight spectrum with 1,100 lumens and a lifespan of approximately 10,000 hours. It's ideal for maintaining optimal lighting conditions in established setups.

Shipping & Policy

In keeping with the custom of the seed trade, Ferry-Morse shall not be liable for more than the purchase price of the item. Ferry Morse does not cover return shipping costs.

What is the Ferry-Morse shipping policy?

Holiday Shipping:

Our fulfillment center will be closed December 24th–26th and December 31st–January 1st. All orders placed during this time will ship after the holiday season. Thank you for your understanding!

All orders over $35+ ship free.

Standard Shipping

Seed-Only Orders **

  • Shipping Rate: $2.99
  • Greenie Rewards*: Free
  • Maven Rewards*: Free
  • Ace Rewards*: Free

Orders under $35 ***

  • Shipping Rate: $7.99
  • Greenie Rewards*: $7.99
  • Maven Rewards*: $7.99 or Free over $25
  • Ace Rewards*: Free

On all orders $35+

  • Shipping Rate: Free
  • Greenie Rewards*: Free
  • Maven Rewards*: Free
  • Ace Rewards*: Free

* Join our Ferry-Morse rewards program and enjoy the Greenie, Maven and Ace member shipping benefits. Learn more: /pages/rewards

** Great gardens start with great seeds—and now they ship for less! Get $2.99 shipping (regularly $7.99) when your order contains seeds only. No code needed—$5 off shipping is automatically applied at checkout. Offer applies to seed-only orders shipped within the U.S. Standard shipping rate of $7.99 is discounted to $2.99 automatically at checkout. Other items may incur standard shipping fees.

*** Orders combined with Home Decor items under $35 will be charged an extra $4.99. If purchase is over $50 then shipping is free.

What states are taxes collected in?

Currently Ferry-Morse only charges state tax in certain states. The list of current states are: Florida, Ohio, California, Massachusetts, Rhode Island. Maryland, West Virginia, Virginia, Utah, North Carolina, New Jersey, Nevada, Nebraska, Minnesota, Michigan, Maine, Louisiana, Kentucky, Indiana, Georgia, Arkansas, Vermont and Illinois.

*This is subject to change based off of each individual state laws at any time.

Does Ferry-Morse ship internationally?

At this time, we only ship orders within the United States. We cannot process international orders.

Does Ferry-Morse have a return policy?

We have a 30-day return policy for items purchased at ferrymorse.com. If you placed an online purchase with ferrymorse.com and are not satisfied, please return your order along with your Contact Information and FM Order number to:

Ferry-Morse Online Returns
202 S Washington St
Norton, MA 02766

For e-gift card returns, please click here to contact us.

If your items arrived damaged or broken in transit, please take a picture of your damaged items, then click here to contact us and have your FM Order number available.

Please Note: Products purchased at a retail store must be returned to the original place of purchase and are subject to that store's return policy.

What is Ferry-Morse' Limitation of Liability?

In keeping with the custom of the seed trade, Ferry-Morse shall not be liable for more than the purchase price of the item. Ferry Morse does not cover return shipping costs.

Vegetables

We offer consumer-friendly vegetable seeds that are easy to grow and suitable for beginner-to-expert gardeners

Are there zucchini varieties that climb or grow on trellises?

Most zucchini plants are naturally bush-type, but nearly all can be trained to grow vertically. Use a strong trellis or tomato cage and gently tie the main stems as they lengthen. Regular pruning of lower leaves encourages upward growth and better airflow. Trellising keeps fruit off the ground, reduces rot, and makes harvesting easier.

What are parthenocarpic zucchini varieties, and does Ferry-Morse sell any?

Parthenocarpic zucchini types set fruit without pollination and produce mostly female flowers. Common varieties include Golden Glory, Noche, and Dunja. Ferry-Morse does not currently sell parthenocarpic zucchini, but most standard varieties will still yield well with good pollinator activity.

What is the difference between Determinate and Inderterminate tomatoes?

Determinate tomato varieties are most often "bush type" tomatoes. Determinate tomatoes will set all their fruit in a certain period of time and do not need to be pruned. They grow well in a cage and do not require staking. Determinate tomatoes are smaller and produce fruit early in season.

Indeterminate tomato varieties will require staking and will continue to grow and produce until your first frost date arrives. Indeterminate tomatoes will set their fruit along their growing stems, which should be kept off of the ground. Longer growing period than determinate.

What is an heirloom variety?

Heirloom varieties are open-pollinated seeds that have been saved from generation to generation. Usually varieties referred to as heirloom have been around for more than 50 years and offer a wonderful history in the names and flavors that continually provide dependable quality season after season. The seed from heirloom plants can be saved at the end of the season to be used again the next year.

What are organic seeds?

100% certified organic seeds are harvested from plants grown without synthetic chemical fertilizers, pesticides, and fungicides. They harbor no residues from these chemicals. Organically grown seed produces hearty, robust plants already adapted to organic growing conditions.

What causes leaf curl on Brandywine tomato seedlings?

Leaf curl is usually due to environmental stress—such as excessive heat, cold, or grow lights placed too close to the foliage. Check for pests such as aphids or whiteflies, but if none are present, move the plants slightly farther from the grow light (if using one) and maintain stable temperatures.

Should I direct-sow bean seeds or transplant them?

Direct-sow bean seeds. Bean roots are sensitive and do not transplant well, so moving seedlings can damage them. Plant seeds directly in warm soil for best results.

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